Some information about how hail effects auto insurance companies and why our Mobile Estimating Calculator App is important.
Introduction
In 2022, there were a lot of hail damage storms in the US – over 4400 according to iii.org! These storms can drop hailstones as big as baseballs, which can really damage cars. These storms are abrupt, usually unexpected and come out of nowhere to damage vehicle parked outside. This leads to expensive repairs and the pain of dealing with insurance companies. We’re going to look at how big this problem is, what it means for car owners and insurance companies, and how new technology, like our cool app for estimating hail damage, can help.
The Scale of Hail Damage
Every year, there are about 250,000 comprehensive insurance claims because of hail damage to cars. Fixing these cars has cost insurance companies a lot of money – over $1.2 billion!
Some states, like Texas and Colorado, get hit harder than others. This means a lot of money spent on repairs and a big job for insurance companies. The situation keeps changing because the weather changes and the cost of parts and labor tends to increase with inflation.
Challenges for Vehicle Owners
When hail breaks a car’s windows, it’s important to fix it fast so the inside of the car doesn’t get ruined. If the car’s paint is damaged and not fixed quickly, there’s a possibility the car will start to rust. This can make things really tough, especially if you can’t drive your car because of the damage. Repairs can be expensive, with a typical hail claim costing more than $5,000, and if you don’t fix the damage, your car will lose value.
Although, if the cost to fix your car is less than your insurance deductible, it might not be worth filing a claim. Use our hail damage calculator to see if you have enough damage to file a hail insurance claim.
Insurance claims for hail damage can take about a month to process. Additionally, if the storm was large enough and there are many claims, everyone’s insurance rates might go up.
Role of Technology in Damage Estimation
Insurance companies use apps to check hail damage, but they’re not always accurate. Our app, Hail Est, is better at figuring out how bad the damage is and can help decide if you should file a claim or how much it will cost to fix your car. This saves a lot of time and hassle.
Our app is more accurate than the ones from insurance companies, which often underestimate the damage. If you try our hail damage calculator you’ll find we have incorporated costs of parts, paintwork, glass and paintless dent repair. It is generalized enough to cover almost all vehicles and get you as close as possible to professionally written estimate. (Please remember, these apps are ONLY ESTIMATES and furthermore, ours is based completely on the information you provide.)
As technology gets better, apps like ours will become more popular because they make things easier and more fair for everyone.
Conclusion
Hail damage to cars is a big deal in the US. It costs a lot of money and can be a hassle for car owners and insurance companies. Being prepared and knowing what to do if your car gets hit by hail is important. Technology, like our Hail Est app, is making it easier to handle hail damage. It gives better estimates, which is good for car owners and insurance companies. In the future, technology will be even more helpful in dealing with hail damage. We should all keep up with these new tools to make dealing with hail damage easier and fairer.
